Financing

Lending
USA

Interest-free (6 month)
First payment starts 30 days after the purchase
Doesn’t affect the credit for pre-approving
Flexibility to pay off in 3-7 years
$40-$300 range for monthly payments
Credit-based
SSN based

Easy Pay

Interest-free (3 months)
Income and credit-based
Flexibility to pay off the loan in 1-2 years
$50-$500 range of monthly payments
Doesn’t affect credit score
Credit and income based